Lockwood Road

South Salem | New York

A Sanctuary

Called Home

View Photos Watch Film 360° VTour Open House

Eboni Navas

Presented At

$949,000

Bedrooms

Bathrooms

Living

1,572

SQFT

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Lockwood Road

South Salem | New York

54 Lockwood Road, South Salem, NY 10590, South Salem, New York, United States. , South Salem , New York 10590

54 Lockwood Road

A Picture-Perfect Oasis on 3.46 Private Acres in South Salem!

Welcome to your own private sanctuary—a meticulously maintained 1,972-square-foot retreat where nature meets elegance at every turn. Built in 1965 and lovingly cared for ever since, this exceptional South Salem property offers the rare combination of tranquil seclusion and premier location in the sought-after Katonah-Lewisboro school district.

Your Private Paradise Awaits

Step outside to discover your personal oasis: a serene pond with charming bridge, mature specimen plantings, beautiful stone walls creating intimate garden rooms, and private fencing ensuring complete privacy. The expansive Trex deck features a built-in awning—perfect for morning coffee, afternoon tea, or evening entertaining. The built-in gas grill means you’re always ready to host. A beautifully appointed paved and gravel driveway with Belgian block edging and attached two-car garage complete the welcoming arrival experience. Every season reveals new beauty in this thoughtfully designed landscape.

Exceptional Interior Living

Inside, the home delights with soaring ceilings in the family room, gleaming hardwood floors throughout, and walls of newer windows flooding spaces with natural light. The inviting living room showcases both a fireplace and woodstove for cozy ambiance, with track lighting artfully illuminating your favorite pieces.

The updated eat-in kitchen is a chef’s dream featuring custom cabinetry, a professional Wolf gas range, built-in storage, and effortless flow to the dining room. The formal dining room offers built-in storage and sliders opening to your private deck oasis—seamless indoor-outdoor living at its finest.

Thoughtful Bedroom Wing

The primary suite is your personal retreat with hardwood floors, double closets, ceiling fan, sliders to the deck, and en-suite bath with shower and heated flooring. Three additional well-appointed bedrooms include one currently used as an office with custom built-in shelving—ideal for today’s work-from-home lifestyle. The second full bath features heated towel bars, classic wainscoting, and a tub/shower combination. Generous closets and a full attic provide abundant storage.

Modern Conveniences & Versatile Spaces

Peace of mind comes standard with central air conditioning and an automatic whole-house generator. The large, bright walk-out lower level with windows offers endless possibilities for recreation, fitness, or additional living space.

The Perfect Location

Enjoy the best of both worlds: a peaceful, private setting in top-rated Katonah-Lewisboro schools, minutes from restaurants, shopping, and Metro-North train service. Whether it’s winter snow, spring blooms, summer entertaining, or fall foliage—this home shines in every season.

This is more than a house—it’s a lifestyle. Your South Salem oasis awaits.

Property

3D Street View Tour

Property Location

54 Lockwood Road, South Salem, NY 10590, South Salem, New York, United States., South Salem New York

Local Weather & Climate

South Salem, New York

Current Conditions Updated recently

36 °F

Moderate rain

Feels Like 30°F

Humidity 60%

Wind 8 mph

Visibility 6.2 mi

Sunrise 11:09 AM

Sunset 10:57 PM

5-Day Forecast

Sat 14 Mar

Clouds

High 43°

Low 36°

Sun 15 Mar

Clouds

High 43°

Low 28°

Mon 16 Mar

Rain

High 55°

Low 37°

Tue 17 Mar

Clouds

High 55°

Low 29°

Wed 18 Mar

Clouds

High 36°

Low 24°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around South Salem?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$94,900,000

54 Lockwood Road, South Salem, NY 10590, South Salem, New York, United States.

South Salem, New York 10590

4 Beds

View All Photos

Market Opinion

Ultra Luxury 111.6× median

View prices in:

Our perspective on current market conditions in South Salem. For informational purposes only — always consult a licensed real estate professional before making decisions.

Consider Waiting

Market favors sellers. Patience may pay off.

Buyer Score

Prices are up 13.3% year-over-year

Local Market Price Trends

Median home sale prices in South Salem, New York — ZIP code 10590 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $94,900,000

Area median: $850,000

+13.3% year-over-year (well above the 3.5% historical avg)

Market Competition

38 days

Days on Market

Above typical

100%

Sale-to-List Ratio

At asking

Future Value & Wealth Building

Starting investment: $949,000 20% down ($189,800)

12.8 years

Double Your Investment

Based on current market trends, your property value could double

$979,726

10-Year Equity

Your potential equity after 10 years of payments and appreciation

+$207,713

Appreciation Beats Rent

Potential gain vs 10 years of renting a similar home

$5,051

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$4,819,474

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

5.2x

Leverage Power

Your $189,800 down payment could grow to $979,726 in equity (10 yrs)

Investment Perspective

$1 → $1.72

Every dollar invested today could become $1.72 in 10 years

$100 → 172 $1,000 → $1,719

$145/day

Your home may appreciate while you sleep

$1,016/week $4,402/mo $52,822/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$459K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 77% advantage over stocks

-$522K

+$980K

$980K Potential Equity

vs $522K lost to rent over 10 years

$190K Down Payment Growth

5.2x

10yr

$980K

12.5x

20yr

$2.4M

25.4x

30yr

$4.8M

Wealth Comparison

×11

Equivalent to 11 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $4.8M

Time to Double Your Investment (accounting for market cycles)

23.4

years

Conservative

3.01% effective/yr

12.8

years

Market-Based Above Avg

5.57% effective/yr

10.9

years

Optimistic

6.56% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $1.3M +34%

Market $1.6M +72%

Optimistic $1.8M +89%

$980K est. equity

20 Years

Conservative $1.7M +81%

Market $2.8M +195%

Optimistic $3.4M +256%

$2.4M est. equity

30 Years

Conservative $2.3M +143%

Market $4.8M +408%

Optimistic $6.4M +572%

$4.8M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Above Historical

Current 6.5% appreciation exceeds the national historical average (4.3%). Market-based projections reflect current conditions that may moderate over time.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 5.6%. Market scenario reflects current 6.5% YoY trend from Redfin (Jan 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Jan 2026

Neighborhood Demographics

ZIP 10590 • 2022 ACS Data

7,407 Population

Median Age: 47.0

$188,732 Median Income

Very High

$659,000 Median Home Value

Rent: $2,557

69.1% College Graduates

Very High

Housing

Homeowners 88.4%

Renters 5.9%

Vacancy Rate 5.8%

Employment

4.1% Unemployment

33.0% Work From Home

Education Attainment (Age 25+)

High School+ 98.7%

Bachelor's+ 69.1%

Graduate+ 31.4%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for South Salem

Warm Market Active market with steady demand

$850,000

Median Sale Price

$387

Price per Sq Ft

Avg Days on Market

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 54 Lockwood Road, South Salem, NY 10590, South Salem, New York, United States have?

This house at 54 Lockwood Road, South Salem, NY 10590, South Salem, New York, United States features 4 bedrooms with 1,572 square feet of living space.

What is the size of 54 Lockwood Road, South Salem, NY 10590, South Salem, New York, United States?

This property offers 1,572 square feet of living space.

What is the listing price for 54 Lockwood Road, South Salem, NY 10590, South Salem, New York, United States?

This property is listed at $94,900,000, which equals $60369 per square foot.

What are the current real estate market conditions in South Salem?

In South Salem, home prices have increased 13.3% over the past year, homes typically sell within 38 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in South Salem?

Based on current market indicators, South Salem shows an active market. The market opportunity score is 39 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 54 Lockwood Road, South Salem, NY 10590, South Salem, New York, United States?

This is a house located in South Salem, New York. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: